DANA Indonesia Digital Wallet is a comprehensive digital wallet designed for users in Indonesia to manage daily finances, make cashless payments, and handle various transactions directly from their mobile device. This app allows you to link your bank accounts or cards, enabling secure payments via QRIS at millions of merchants, sending money to other users or bank accounts, and paying a wide range of bills without needing to re-enter sensitive financial details across multiple online services. It is licensed and supervised by Bank Indonesia and Komdigi.
Cashless Payments with QRIS
The app supports cashless payments through QRIS, allowing users to scan a QRIS code at millions of participating merchants across Indonesia. This includes a wide array of businesses such as restaurants, cafés, supermarkets, convenience stores, and local shops, simplifying transactions by completing them in seconds.
Effortless Money Transfers
DANA provides tools for transferring money easily, whether to other DANA users or directly to bank accounts. You can send funds to major Indonesian banks like BCA, BRI, BNI, and Mandiri, or even to other popular e-wallets such as GoPay, ShopeePay, and OVO. This functionality supports various needs, from splitting bills with friends to making business payments.
Consolidated Bill Payments
Users can manage and pay a variety of everyday bills within the app, removing the need to switch between different platforms. This includes essential services like electricity (PLN), BPJS Health Insurance, water (PDAM), internet and Wi-Fi, and cable TV, helping you stay current on payments from one central location.
Mobile Top-Ups and Digital Products
Beyond payments, the app also facilitates topping up mobile credit and data. Additionally, you can purchase various other digital products and services directly through the app, offering a convenient way to manage your digital needs.
DANA+ for Balance Growth
A distinctive feature within the app is DANA+, which offers the potential for your DANA Balance to grow, with opportunities to earn extra balance daily. Any balance accumulated through DANA+ can be used immediately for transactions such as QRIS payments or sending money.
Security Measures
The app incorporates multiple layers of protection to help secure user accounts and transactions. This includes DANA Protection, which offers a 100% Money-Back Guarantee subject to applicable terms and conditions, and a Scam Checker designed to help identify potential fraud. Account security is further reinforced with features like PIN, OTP, and DANA Viz, while DIANA, a 24/7 Digital Assistant, is available to provide support and answer questions.
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